Martin Lewis shocked fans and his audience as he collapsed to the floor after struggling through The Martin Lewis Money Show Live on Tuesday evening.
The 52 year old his and co-star Jeanette Kwakye returned to our screens to advise on how viewers could save some cash during the latest instalment of the programme.
Towards the end of the one-hour episode, as Martin answered some questions, he explained to the audience that he was losing his voice.
Then just seconds before the show wrapped up, things took a shocking turn as he suddenly fell to the floor while they were still filming.
As he read out the last point, which was about how everyone can get their hands on a free £6 Burger King Whopper on Wednesday, the money expert started to cough and said: ‘That’s it from me! My voice has gone… JK?’
He then passed over to Jeanette, who said: ‘I was going to ask you what is going on for next week…’
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Martin Lewis shocked fans and his audience after he collapsed to the floor after struggling through The Martin Lewis Money Show Live on Tuesday evening
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The 52-year-old and co-star Jeanette Kwakye returned to our screens to advice fans on how they can save some cash during the latest instalment of the programme
Martin awkwardly replied: ‘Um…’
He then gulped some water and continued: ‘We’re probably going to do wills and power of attorney, and difficult conversations.
‘But it may change. I don’t know. I might be doing savings! Let me know which you prefer.
‘Thank you to Jeanette, thank you to the audience, thank you to everybody upstairs… I’m going for a lie down!’
Martin then dramatically fell to the floor in the middle of the studio, throwing his head backwards and his arms either side of him.
Elsewhere in the episode Martin revealed how Britons can potentially boost their state pensions by thousands of pounds, but you must act quickly because the deadline is fast approaching.
Talking on his live ITV show on Tuesday evening, the Manchester-born money-saving expert, 52, told viewers that ‘boosting your state pension’ by buying National Insurance (NI) years back is the most ‘lucrative’ thing many can do with their money.
However, he warned of the urgent April 5 deadline because, after then, citizens will not be able to claim back for years before 2019, meaning many might miss out on ‘enormous amounts of money,’ according to Martin.
The change is due to the ‘new’ state pension, which was introduced in 2016 and applies to men born after April 5, 1951, and women born after April 5, 1953.
While the Government introduced the change in 2016, ‘transitional agreements’ were in place, which let people buy missing NI back to 2006. However, the transition ends this tax year and will revert to the standard rule, allowing citizens to buy back for just six years from the current date.
‘After April 5 it reverts,’ Martin explained, adding that the rush he’s creating by outlining the issue on live television has ‘probably crashed the government’s website’.
He added: ‘There are 13 years you are going to lose access to… that is massive because one year is worth about £330 a year on top of your state pension’.
The expert used his popular ITV show to explain steps viewers should follow to check if they should buy back NI years, saying, ‘I have five steps to show you and it’s worth doing’.
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Martin Lewis (pictured) has revealed how UK citizens can boost their state pensions by thousands on ITV’s Martin Lewis Money Show
Martin explained that citizens need at least ten qualifying NI years to receive some state pension. From there onwards, the pay outs get bigger, and after approximately 35 NI years, citizens can get the full state pension.
However, many are missing past NI years for reasons such as low incomes, career breaks, years abroad, or not claiming credits.
‘Many people are missing past NI year dues to having low income… or having career breaks, or not claiming correctly, that can be worth tens of thousands of pounds,’ he said.
People can currently buy back the missing years up to 2006, but they must act before the rules change.
To assess whether buying NI years back is relevant to viewers, Martin shared his five-step plan, which is also outlined in detail and with relevant links on his website.
The first of five steps saw Martin advise viewers to check whether they are missing National Insurance years and to see if they’re on track to get the full state pension.
Next, Martin outlined his second step, which involved viewers checking if they can get NI years for free because, while most are auto added, that isn’t always the case.
The main instances of free NI years include individuals who didn’t claim Child Benefit or the wrong partner did, who have family members providing childcare or those who didn’t claim their entitled Carer’s Credit.
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The money saving expert from Manchester explained five steps for viewers to follow to see if they might be due money
If missing an NI year from 2006 to 2018, individuals must decide whether it’s worth buying, which depends on whether they are on track to get the full forecast, the cost of those years, and their age.
If relevant, exploring the option of buying a year – the fourth step – costs around £800, though many will only need to pay for a partial year.
The final step includes an important safety check to ensure the move is right for the individual who believes buying NI is the correct decision.
The expert told viewers they could complete the safety check via phone or email, depending on the circumstances.
It comes after Martin Lewis issued an urgent warning to British couples who could be missing out on a £1,260 tax break.
The Manchester-born finance guru revealed the tip to excited viewers on an episode of The Martin Lewis Money Show.
According to the money man, married couples or those in a civil partnership – provided one partner was born after April 5 1935 – could be eligible to earn £252 each tax year.
Perhaps even more thrilling is that you can backdate your claim by up to four years, resulting in an astounding £,1260 total gain.
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However, he warned of the urgent April 5 deadline because, after then, citizens will not be able to claim back for years before 2019, meaning many might miss out on ‘enormous amounts of money,’ according to Martin
To be eligible, one partner must be a non tax payer, while the other should be paying the basic 20 per cent tax from their salary.
To apply for the ‘Marriage Allowance’, the non tax payer must head to gov.uk and fill out an application form.
There is however one nagging thing – you’ve got to apply before the end of the tax year which cuts off on April 5.
In a snippet captured on X, Martin explained: ‘It works provided one of you is aged under around 90. Specifically one of you needs to have been born under the 5th of April 1935’ he said.
He then broke down important details such as each person’s ‘personal allowance’ and the set income needed to be eligible.
A personal allowance is the amount you are permitted to earn per year without having to pay tax. Most people have a yearly personal allowance of £12,570.
‘One of you needs to be a non-tax payer, so you are not earning your full personal allowance you can earn before you start paying tax on it’ said Martin.
For those who work part-time or volunteer, the TV host ensured they could still be eligible as long as ‘you don’t pay income tax’.
‘The other [partner] needs to be paying the highest rate of tax they pay – the basic 20 per cent rate of tax’ he explained.
‘Then what happens is this… each of you have your £12,570 personal allowance – that’s the amount you can earn that you don’t pay tax on each year’.
He revealed the next step was crucial to gaining the tax break, and advised watchers to take note.
‘So the non tax payer can apply to gov.uk to move 10 per cent of their tax free allowance across to the basic rate tax payer’.
This would reduce the non taxpayer’s personal allowance to £11,310, while increasing the tax payer’s combined tax-free allowance to £13,830.
This extends their personal tax-free allowance from £12,570 to £13,830, thus reducing the overall amount they will pay have to pay income tax on for the year.
‘Remember they would have paid tax on it at 20 per cent’ he added.
‘So the gain there is £252 a year’. And pointing to an explanatory diagram, he said ‘as long as the person on this side [the basic tax payer] is earning over £13,830, you’re always going to be net up if there’s a non tax payer and a taxpayer’.
He then delighted viewers with the news that eligible couples could backdate claims to the past four years, meaning they could gain a whopping £1,260 from a total of five tax years.
The major update could affect as many as 2.1 million couples, who Martin warned should fill in application forms ‘quickly’.